• U.S. Short-term Medical Insurance

  Temporary medical plans that are for the budget conscious.

• International Student Insurance

  Students traveling and living abroad.

• Travel Medical Insurance

  International health for those taking quick trips.

• Long-term International

  Plans for your longer journeys.

International Travel Health Insurance - Medical Travel Insurance Plans

Protection for Your International Travel Insurance Plans

Each year millions of individuals depart their home countries to travel abroad for vacations, corporate or business travel, international study abroad, and missionary travel to name a few. Many international travelers discover the hard way that their home country medical insurance policies provide little or no coverage for losses incurred while on international trips or living abroad. Medical treatment away from home can be expensive and evacuation from a life threatening situation can cost thousands of dollars more than the cost of the trip abroad. HCC Medical Insurance Services (HCCMIS) helps take the risk out of international travel. Protection against these losses is available for individuals traveling outside of their home countries.

Short Term International Travel Insurance

International travel always involves risk, but there is no reason that those risks should slow you down. The lack of appropriate medical travel insurance could expose you to serious financial liability. Why not choose an international health insurance plan that offers balance of affordability, benefits and service, tailored for your specific journey? Choose the deductible, limit, and period of insurance that suits your needs for your intended trip. HCCMIS’s international travel insurance plans automatically include assistance services designed with the unique needs of international travelers in mind. HCC Medical Insurance Services can't take the risk out of international travel, but when the unforeseen happens, we can help.

Living and Working Internationally - Expatriate Insurance

If you are a US citizen living abroad, traditional sources of US private health insurance may not meet your needs. Geographical exclusions and provider limitations common to these policies may restrict or even eliminate the coverage available to you while you are outside the US. At the same time, you may not be eligible for participation in the government sponsored plans of the country where you reside. Or you may wish to have access to health care in other countries, including the US, in the event you become seriously ill. HCC Medical Insurance Services offers reliable, affordable international health insurance products designed for the unique needs of international citizens.

International Student Insurance

Some estimate there will be over one million students involved in international educational programs this year. Educational institutions around the world have increased the number of foreign students who travel, including students who travel to the US to study on J-1 education or work visas. Why trust just any study abroad program to protect your international student? HCCMIS's StudentSecure^SM offers comprehensive protection for international students and scholars attending universities outside of their home countries. Whether you are looking for individual coverage or coverage for the entire family, HCCMIS's international study abroad plans have what you need. Each plan includes coverage for Medical Expenses, Emergency Medical Evacuation, and more!

U.S. Short Term Medical Insurance

HCC Life Short Term Medical (STM), offered by HCC Life Insurance Company, is a temporary health insurance policy designed for US citizens or residents in transition. Being uninsured, even for a short period of time, can have disastrous consequences. HCC Life STM provides reliable, affordable protection for individuals and families who find themselves with limited access to insurance due to life circumstances. Recent college graduates and young adults frequently lose eligibility under their parents’ policies. Many find COBRA too costly, and early retirees need protection while they await Medicare eligibility. The list goes on. HCC Life STM is the appropriate solution for individuals and families in transition.

*The claims examples provided above are based on actual claims handled by HCCMIS.  Coverage for similar claims is not to be inferred from the above examples as all claims are determined to be eligible/ineligible based on the applicable insurance policy and the facts and circumstances of each claim.

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